Account Information | Developer Portal

Sleek and accurate search for accounts and transactions

Accounts

What you can do	Endpoint
Search for accounts	get /commercial/accounts/v1/list
Retrieve account details	get /commercial/accounts/v1/{accountId}

Transactions

What you can do	Endpoint
Search prior day account transactions	get /commercial/accounts/v1/{accountId}/transactions/previous
Search current day account transactions	get /commercial/accounts/v1/{accountId}/transactions/current

Search for accounts

get /commercial/accounts/v1/list

Retrieve a list of commercial payment accounts.

A successful response returns an array of accounts for authorized commercial clients. In the account details, an accountId is returned. This identifier is required to retrieve account details or to search for current or past day transactions.

Request

QUERY	TYPE	DESCRIPTION
limitoptional	integer	Restrict the amount of data you receive. The limit can be an integer from 1 to 100. If the limit is not specified, a default limit of 50 will be used.
pageKeyoptional	integer	A secure and flexible pagination capability uses a unique identifier to navigate or retrieve specific pages. If left blank, the full page range is returned.

HEADER	TYPE	DESCRIPTION
Acceptrequired	string	Preferred syntax for content type. This content type should be application/json.
Accept-Charsetrequired	string	The supported character set for the content. UTF-8 contains the accepted Unicode character list for standard English and Latin characters.
User-Agentrequired	string	Identifies the web browser and/or cURL command line used in the HTTP request. We collect this data to see which products use our API data services, helpful for troubleshooting and compatibility.
x-fapi-interaction-idrequired	string	FapiInteractionId

Request example

curl --location: "https://partner-api-qv.key.com/commercial/accounts/v1/list?limit=50"
--header "Accept: application/json"
--header "Accept-Charset: UTF-8'
--header "User-Agent: Mozilla/5.0 (Linux; Android 6.0; Nexus 5 Build/MRA58N) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/136.0.0.0 Mobile Safari/537.36 Edg/136.0.0.0'
--header "x-fapi-interaction-id: c770aef3-6784-41f7-8e0e-ff5f97bddb3a" 
--header "Bearer: testZcKJDWnwDWmmf9qah6PJvPy8"

Responses

Success

NAME	TYPE	DESCRIPTION
Accounts	object	Accounts

Response example (200)

{
  "page": {
    "nextPageKey": "2",
    "previousPageKey": "1",
    "totalElements": 3
  },
  "links": {
    "next": {
      "href": "https://api.fi.com/fdx/v4/accounts/12345"
    },
    "prev": {
      "href": "https://api.fi.com/fdx/v4/accounts/12345"
    }
  },
  "accounts": [
    {
      "accountCategory": "COMMERCIAL_ACCOUNT",
      "accountId": "string",
      "accountNumberDisplay": "string"
    }
  ]
}

Missing mandatory information

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (400)

{
  "code": "401",
  "message": "Invalid input",
  "debugMessage": "Required header 'x-fapi-interaction-id' is not valid."			
}

Unauthorized request

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (401)

{
  "code": "603",
  "message": "Authentication failed",
  "debugMessage": "Please update the request and try again."			
}

Forbidden request access

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (403)

{
  "code": "403",
  "message": "Forbidden",
  "debugMessage": "Please update the request and try again."			
}

Resource not found

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (404)

{
  "code": "1107",
  "message": "Data not found for request parameters",
  "debugMessage": "Please adjust your search criteria and try again."
}

Content Type not supported

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (406)

{
  "code": "1203",
  "message": "Content Type not supported",
  "debugMessage": "Acceptable representations: [application/json, application/*+json]."		
}

Retrieve account details

get /commercial/accounts/v1/{accountId}

Get full details about the account identified with the accountId parameter. To include account balance information like opening and closing ledger amounts, be sure to specify the balanceAsOf date in the request.

Request

PATH	TYPE	DESCRIPTION
accountIdrequired	string	An unique identification number generated from the /commercial/accounts/v1/list endpoint.

QUERY	TYPE	DESCRIPTION
balanceAsOfoptional	string	A query option to return historical balance information from a certain date. Balance information includes opening and closed ledger balances, opening and closing available balances, and commercial balances. The date must be within 180 days of the current date. If a date is not provided, historical balance information is not returned. Format: YYYY-MM-DD

HEADER	TYPE	DESCRIPTION
Acceptrequired	string	Preferred syntax for content type. This content type should be application/json.
Accept-Charsetrequired	string	The supported character set for the content. UTF-8 contains the accepted Unicode character list for standard English and Latin characters.
User-Agentrequired	string	Identifies the web browser and/or cURL command line used in the HTTP request. We collect this data to see which products use our API data services, helpful for troubleshooting and compatibility.
x-fapi-interaction-idrequired	string	FapiInteractionId

Request example

curl --location: "https://partner-api-qv.key.com/commercial/accounts/v1/17e13f78-20c7-4ce6-ad4e-5afff48c8834?balanceAsOf=2025-08-21"
--header "Accept: application/json"
--header "Accept-Charset: UTF-8'
--header "User-Agent: Mozilla/5.0 (Linux; Android 6.0; Nexus 5 Build/MRA58N) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/136.0.0.0 Mobile Safari/537.36 Edg/136.0.0.0'
--header "x-fapi-interaction-id: c770aef3-6784-41f7-8e0e-ff5f97bddb3a" 
--header "Bearer: testZcKJDWnwDWmmf9qah6PJvPy8"

Responses

Success

NAME	TYPE	DESCRIPTION
AccountWithDetails	object	AccountWithDetails

Response example (200)

{
  "accountId": "17e13f78-20c7-4ce6-ad4e-5afff48c8834",
  "accountNumberDisplay": "X2595",
  "accountCategory": "COMMERCIAL_ACCOUNT",
  "currentAvailableBalance": 1000.1,
  "currentLedgerBalance": 3000.2,
  "openingLedgerBalance": 123.45,
  "closingLedgerBalance": 25000.99,
  "openingAvailableBalance": 15000.5,
  "closingAvailableBalance": 25000.36,
  "balanceAsOf": "2025-08-21",
  "commercialBalances": [
    {
      "commercialCode": {
        "type": "BAI",
        "code": "010",
        "memo": "Opening Ledger Balance"
      },
      "amount": 123.45
    },
    {
      "commercialCode": {
        "type": "BAI",
        "code": "015",
        "memo": "Closing Ledger Balance"
      },
      "amount": 25000.99
    },
    {
      "commercialCode": {
        "type": "BAI",
        "code": "040",
        "memo": "Opening Available Balance"
      },
      "amount": 15000.5
    },
    {
      "commercialCode": {
        "type": "BAI",
        "code": "045",
        "memo": "Closing Available Balance"
      },
      "amount": 25000.36
    }
  ]
}

Partial Success of Commercial Account

It is possible to have a success message with a HTTP 206 code that indicates a partial success. For example, only a portion of the records are returned from the full set or the record is returning partial data. This can occur if the balanceAsOf date requested is a weekend date or a non-business day. Or, this can occur in an unlikely event that a dependent system or provider is down or has reduced performance.

NAME	TYPE	DESCRIPTION
AccountWithDetails	object	AccountWithDetails

Response example (206)

{
  "accountCategory": "COMMERCIAL_ACCOUNT",
  "accountId": "string",
  "accountNumberDisplay": "string",
  "balanceAsOf": "2019-08-24",
  "openingLedgerBalance": 0,
  "closingLedgerBalance": 0,
  "currentLedgerBalance": 0,
  "openingAvailableBalance": 0,
  "currentAvailableBalance": 0,
  "closingAvailableBalance": 0,
  "commercialBalances": [
    {
      "commercialCode": {
        "type": "BAI",
        "code": "string"
      },
      "amount": 0,
      "memo": "string"
    }
  ]
}

Missing mandatory information

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (400)

{
  "code": "401",
  "message": "Invalid input",
  "debugMessage": "Required header 'x-fapi-interaction-id' is not valid."			
}

Unauthorized request

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (401)

{
  "code": "603",
  "message": "Unauthorized request",
  "debugMessage": "Please update the request and try again."			
}

Forbidden request access

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (403)

{
  "code": "403",
  "message": "Forbidden",
  "debugMessage": "Please update the request and try again."			
}

Content Type not supported

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (406)

{
  "code": "1203",
  "message": "Content Type not supported",
  "debugMessage": "Acceptable representations: [application/json, application/*+json]."
}

Search prior day account transactions

get /commercial/accounts/v1/{accountId}/transactions/previous

Search for past transactions by accountId and date range, startDate and endDate. Do not specify a date range to search yesterday's transactions. If you enter a date range, remember the following:

If you enter a start date, you must also provide an end date.
You can look up to 180 days in the past (about 6 months).
The end date cannot be the current date.
To search for a specific date, the start date and the end date must be the same date. For example, "/commercial/accounts/v1/accountId12345/transactions/previous?startDate=2025-02-15&endDate=2025-02-15".

Request

PATH	TYPE	DESCRIPTION
accountIdrequired	string	An unique identification number generated from the /commercial/accounts/v1/list endpoint.

QUERY	TYPE	DESCRIPTION
startDateoptional	string	Start date to search a past date range. Leave blank to search prior day transactions. If you enter a date, you must also specify an end date. Start date can not be older than 180 days from today. Format: YYYY-MM-DD
endDateoptional	string	End date for a date range. Leave blank to search prior day transactions. If you enter a date, you must also specify a start date. The end date cannot be today's date. To search for a single day's transactions, make the end date the same as the start date. Format: YYYY-MM-DD
limitoptional	integer	Restrict the amount of data you receive. The limit can be an integer from 1 to 500. If the limit is not specified, a default limit of 100 will be used.
pageKeyoptional	integer	A secure and flexible pagination capability uses a unique identifier to navigate or retrieve specific pages. If left blank, the full page range is returned.

HEADER	TYPE	DESCRIPTION
Acceptrequired	string	Preferred syntax for content type. This content type should be application/json.
Accept-Charsetrequired	string	The supported character set for the content. UTF-8 contains the accepted Unicode character list for standard English and Latin characters.
User-Agentrequired	string	Identifies the web browser and/or cURL command line used in the HTTP request. We collect this data to see which products use our API data services, helpful for troubleshooting and compatibility.
x-fapi-interaction-idrequired	string	FapiInteractionId

Request example

curl --location: 'https://partner-api-qv.key.com/commercial/accounts/v1/FintechCo-25-7120aez/transactions/previous?startDate=2025-02-15&endDate=2025-02-28&limit=15&pageKey=2'
--header 'Accept: application/json'
--header 'Accept-Charset: UTF-8'
--header 'User-Agent: Mozilla/5.0 (Linux; Android 6.0; Nexus 5 Build/MRA58N) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/136.0.0.0 Mobile Safari/537.36 Edg/136.0.0.0'
--header 'x-fapi-interaction-id: c770aef3-6784-41f7-8e0e-ff5f97bddb3a' 
--header 'Bearer: testZcKJDWnwDWmmf9qah6PJvPy8'

Responses

Success- paginated collection of commercial transactions for prior date(s)

NAME	TYPE	DESCRIPTION
transactions	array	Transactions

Response example (200)

{
  "page": {
    "nextPageKey": "2",
    "previousPageKey": "1",
    "totalElements": 3
  },
  "links": {
    "next": {
      "href": "https://api.fi.com/fdx/v4/accounts/12345"
    },
    "prev": {
      "href": "https://api.fi.com/fdx/v4/accounts/12345"
    }
  },
  "transactions": [
    {
      "accountCategory": "COMMERCIAL_ACCOUNT",
      "accountId": "string",
      "transactionId": "string",
      "postedTimestamp": "2021-07-15T14:46:41.375Z",
      "transactionTimestamp": "2021-07-15T14:46:41.375Z",
      "description": "string",
      "debitCreditMemo": "CREDIT",
      "status": "AUTHORIZATION",
      "amount": 0,
      "lineItem": [
        {
          "description": "CHECK",
          "amount": 0,
          "checkNumber": 9876
        }
      ],
      "fiAttributes": [
        {
          "name": "transactionType",
          "value": "CHECK"
        }
      ],
      "commercialCode": {
        "type": "BAI",
        "code": "string"
      }
    }
  ]
}

Partial Success of Prior Day

It is possible to have a success message with a HTTP 206 code that indicates a partial success. For example, only a portion of the records are returned from the full set or the record is returning partial data. This can occur if the daily batch hasn’t processed one or more of the dates being searched. Or, in an unlikely event that a dependent system or provider is down or has reduced performance. In either case, review the Content-Range response header for an explanation to the range of data provided.

NAME	TYPE	DESCRIPTION
AccountWithDetails	object	AccountWithDetails

Response example (206)

{
  "page": {
    "nextPageKey": "2",
    "previousPageKey": "1"
  },
  "links": {
    "next": {
      "href": "https://api.fi.com/fdx/v4/accounts/12345"
    },
    "prev": {
      "href": "https://api.fi.com/fdx/v4/accounts/12345"
    }
  },
  "transactions": [
    {
      "accountCategory": "COMMERCIAL_ACCOUNT",
      "accountId": "string",
      "transactionId": "string",
      "postedTimestamp": "2021-07-15T14:46:41.375Z",
      "lineItem": [],
      "fiAttributes": [
        {
          "name": "transactionType",
          "value": "CHECK"
        }
      ]
    }
  ]
}

Missing mandatory information

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (400)

{
  "code": "401",
  "message": "Invalid input",
  "debugMessage": "Required header 'x-fapi-interaction-id' is not valid."			
}

Unauthorized request

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (401)

{
  "code": "603",
  "message": "Authentication failed",
  "debugMessage": "Please update the request and try again."			
}

Forbidden request access

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (403)

{
  "code": "403",
  "message": "Forbidden",
  "debugMessage": "Please update the request and try again."			
}

Resource not found

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (404)

{
  "code": "1107",
  "message": "Data not found for request parameters",
  "debugMessage": "Please adjust your search criteria and try again."
}

Content Type not supported

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (406)

{
  "code": "1203",
  "message": "Content Type not supported",
  "debugMessage": "Acceptable representations: [application/json, application/*+json]."			
}

Search current day account transactions

get /commercial/v1/accounts/{accountId}/transactions/current

Search for current day transaction by accountId. Use pagination controls to limit or filter the data returned.

Request

PATH	TYPE	DESCRIPTION
accountIdrequired	string	An unique identification number generated from the /commercial/accounts/v1/list endpoint.

QUERY	TYPE	DESCRIPTION
limit	integer	Restrict the amount of data you receive. The limit can be an integer from 1 to 500. If the limit is not specified, a default limit of 100 will be used.
pageKey	integer	A secure and flexible pagination capability uses a unique identifier to navigate or retrieve specific pages. If left blank, the full page range is returned.

HEADER	TYPE	DESCRIPTION
Acceptrequired	string	Preferred syntax for content type. This content type should be application/json.
Accept-Charsetrequired	string	The supported character set for the content. UTF-8 contains the accepted Unicode character list for standard English and Latin characters.
User-Agentrequired	string	Identifies the web browser and/or cURL command line used in the HTTP request. We collect this data to see which products use our API data services, helpful for troubleshooting and compatibility.
x-fapi-interaction-idrequired	string	FapiInteractionId

Request example

curl --location: 'https://partner-api-qv.key.com/commercial/v1/accounts/FintechCo-25-7120aez/transactions/current?limit=15&pageKey=3'
--header 'Accept: application/json'
--header 'Accept-Charset: UTF-8'
--header 'User-Agent: Mozilla/5.0 (Linux; Android 6.0; Nexus 5 Build/MRA58N) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/136.0.0.0 Mobile Safari/537.36 Edg/136.0.0.0'
--header 'x-fapi-interaction-id: c770aef3-6784-41f7-8e0e-ff5f97bddb3a' 
--header 'Bearer: testZcKJDWnwDWmmf9qah6PJvPy8'

Responses

Success - paginated collection of commercial transactions for current day

NAME	TYPE	DESCRIPTION
transactions	array	Transactions

Response example (200)

{
  "page": {
    "nextPageKey": "2",
    "previousPageKey": "1",
    "totalElements": 3
  },
  "links": {
    "next": {
      "href": "https://api.fi.com/fdx/v4/accounts/12345"
    },
    "prev": {
      "href": "https://api.fi.com/fdx/v4/accounts/12345"
    }
  },
  "transactions": [
    {
      "accountCategory": "COMMERCIAL_ACCOUNT",
      "accountId": "string",
      "transactionId": "string",
      "postedTimestamp": "2021-07-15T14:46:41.375Z",
      "transactionTimestamp": "2021-07-15T14:46:41.375Z",
      "description": "string",
      "debitCreditMemo": "CREDIT",
      "status": "AUTHORIZATION",
      "amount": 0,
      "lineItem": [
        {
          "description": "CHECK",
          "amount": 0,
          "checkNumber": 9876
        }
      ],
      "fiAttributes": [
        {
          "name": "transactionType",
          "value": "CHECK"
        }
      ],
      "commercialCode": {
        "type": "BAI",
        "code": "string"
      }
    }
  ]
}

Missing mandatory information

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (400)

{
  "code": "401",
  "message": "Invalid input",
  "debugMessage": "Required header 'x-fapi-interaction-id' is not valid."			
}

Unauthorized request

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (401)

{
  "code": "603",
  "message": "Authentication failed",
  "debugMessage": "Please update the request and try again."			
}

Forbidden request access

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (403)

{
  "code": "403",
  "message": "Forbidden",
  "debugMessage": "Please update the request and try again."			
}

Resource not found

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (404)

{
  "code": "1107",
  "message": "Data not found for request parameters",
  "debugMessage": "Please adjust your search criteria and try again."
}

Content Type not supported

NAME	TYPE	DESCRIPTION
Error	object	Error

Response example (406)

{
  "code": "1203",
  "message": "Content Type not supported",
  "debugMessage": "Acceptable representations: [application/json, application/*+json]."			
}

Schemas

Account

NAME	TYPE	DESCRIPTION
Account	allOf	AccountDescriptor

Accounts

NAME	TYPE	DESCRIPTION
PaginatedArray	allOf	PaginatedArray
Accounts	array	Account

AccountWithDetails

NAME	TYPE	DESCRIPTION
AccountWithDetails	oneOf	CommercialAccount

AccountCategory

NAME	TYPE	DESCRIPTION
AccountCategory	string	The account type for the transaction. Valid values: COMMERCIAL_ACCOUNT

AccountDescriptor

NAME	TYPE	DESCRIPTION
accountCategory	Object	AccountCategory
accountId	Object	Identifier
accountNumberDisplay	string	The account display number suitable for the interface provider.

AccountWithDetails

NAME	TYPE	DESCRIPTION
accountCategory	object	CommercialAccount

Charsets

NAME	TYPE	DESCRIPTION
Charsets	string	The supported character set for the content. UTF-8 contains the accepted Unicode character list for standard English and Latin characters.

CommercialAccount

NAME	TYPE	DESCRIPTION
Commercial Account	allOf	Account

CommercialBalance

NAME	TYPE	DESCRIPTION
commercialCode	Object	CommercialCode
amount	number	The treasury management balance amount
memo	string	Memo field for the treasury management balance amount

CommercialCode

NAME	TYPE	DESCRIPTION
type	object	TreasuryManagementType
code	string	The code of the Treasury Management defined field

CommercialTransaction

NAME	TYPE	DESCRIPTION
CommercialTransaction	allOf	Transaction

ContentTypes

NAME	TYPE	DESCRIPTION
ContentTypes	string	Types of supported document formats.

DateString

NAME	TYPE	DESCRIPTION
DateString	string	Date format based on ISO 8601 standards. Format: YYYY-MM-DD

Error

NAME	TYPE	DESCRIPTION
code	string	Code indicates the type of error that occurred.
message	string	Information associated with the code that helps you diagnose the error.
debugMessage	string	Message used to debug the root cause of the error.

FapiInteractionId

NAME	TYPE	DESCRIPTION
FapiInteractionId	string	Universally unique identifier for this interaction, used across all API requests and responses

FiAttribute

NAME	TYPE	DESCRIPTION
name	string	Name of attribute
value	string	Value of attribute

HateoasLink

NAME	TYPE	DESCRIPTION
href	string	URL address to invoke the action on the resource.

HateoasLinks

NAME	TYPE	DESCRIPTION
HateoasLinks	array	HateoasLink

Identifier

NAME	TYPE	DESCRIPTION
Identifieroptional	string	Value for a unique identifier

LineItem

NAME	TYPE	DESCRIPTION
description	string	Brief details about the transaction.
amount	number	The amount of money for this line item.
checkNumber	integer	The check number for a check payment associated with the line item.

PageMetadata

NAME	TYPE	DESCRIPTION
nextPageKey	string	Displays the next page number. This is an opaque identifier and does not need to be numeric or have any specific pattern.
previousPageKey	string	Display the previous page number. This is an opaque identifier and does not need to be numeric or have any specific pattern.
totalElements	integer	Total number of elements

PageMetadataLinks

NAME	TYPE	DESCRIPTION
next	object	HateoasLink
prev	object	HateoasLink

PaginatedArray

NAME	TYPE	DESCRIPTION
page	object	PageMetadata
links	object	PageMetadataLinks

Transaction

NAME	TYPE	DESCRIPTION
accountCategory	string	The account type for the transaction. Valid values: COMMERCIAL_ACCOUNT
accountId	string	The account identifier for the transaction.
transactionId	string	Long term persistent identity of the transaction (unique to account)
postedTimestamp	string	The date and time that the transaction was posted to the account. If the transaction is not yet posted, the transactionTimestamp value is returned. Format: YYYY-MM-DDThh:mm:ss.nnn[Z]
transactionTimestamp	string	The date and time that the transaction was added to the server and backend systems. This returns the current date or a previous date based on the request call and criteria. Format: 'YYYY-MM-DDThh:mm:ss.nnn[Z]
description	string	The description of the transaction, such as information about a merchant's name or place of business in a manner that is user friendly and accessible to the customer.
debitCreditMemo	string	The posting type of a transaction. Valid values: DEBIT, CREDIT, MEMO
status	string	The status of the transaction. Valid values: PENDING, MEMO, POSTED, AUTHORIZATION
amount	number	The amount of funds in the currency of the account owner.
lineItem	array	LineItem
fiAttributes	array	FiAttribute
reference	string	A reference number like a check number or lockbox number.

TransactionStatus

NAME	TYPE	DESCRIPTION
TransactionStatus	string	The status of a transaction. Valid values: AUTHORIZATION, MEMO, PENDING, POSTED

Transactions

NAME	TYPE	DESCRIPTION
PaginatedArray	allOf	PaginatedArray
Transactions	oneOf	CommercialTransaction

TreasuryManagementType

NAME	TYPE	DESCRIPTION
TreasuryManagementType	string	Identifies the source of the treasury management account. Valid values: BAI, BTRS, ISO, SWIFT

Errors

FDX error codes

This API specification is based on FDX standards. A standard HTTP response is returned with a code provided by the FDX system. This code can provide further details for unsuccessful messages. These errors follow a basic format with three parameters: code, message, and debugMessage.

Error code	Error message	Related HTTP status code
401	Invalid Input	400
403	Forbidden, inadequate authorization	403
409	Conflict with current state of target resource	409
500	Internal server error	500
501	Subsystem unavailable	501
503	Scheduled Maintenance	503
601	Customer not found	404
602	Customer not authorized	403
603	Authentication failed	401
701	Account not found	404
702	Invalid start for end date	400
703	Invalid date range	400
704	Account type not support	422
705	Account is Closed	409
800	Payee not found	404
801	Payee cannot be modified or deleted	400
802	Payment not found	404
803	Due date too soon	400
804	Payment rejected	400
805	Payment cannot be modified or cancelled	400
806	Recurring payment not found	404
807	Recurring payment rejected	400
808	Recurring payment cannot be modified or cancelled	400
901	Source account not found	404
902	Source account closed	404
903	Source account not authorized for transfer	401
904	Destination account not found	404
905	Destination account closed	404
906	Destination account not authorized for transfer	401
907	Invalid amount	400
908	Duplicate transfer request	409
909	Transfer not available due to end of day processing	503
910	Insufficient funds	400
911	Transaction limit exceeded	400
950	Transfer not found	404
1000	Unable to retrieve key from JWKS endpoint	500
1100	Update ID not found	404
1101	Reward program ID not found	404
1102	Categories not found for the reward program	404
1103	Image ID not found for Transaction	404
1104	Statement ID not found for account	404
1106	FDX version not supported or not implemented	501
1107	Data not found for request parameters	404
1108	Statements not found for given Account	404
1200	Tax form not found	404
1201	Tax form type not supported	400
1202	Tax year not supported	400
1203	Content type not supported	406
1204	Account ID is required	400
1205	Tax forms not yet been made available	409
1206	Method not allowed	405
1207	Too many requests	429
1300	Statement is processing	400

Changelog

Release	API version	Change description	Impact
October 2025	1.0.0	Released on the Developer Portal.

Impact levels

LOW: This is a minor change or enhancement that does not alter the operations of the API. Upgrading to the latest specifications is preferable but not required.
MID: The previous API version is valid and operates, but does not contain latest enhancements. You need to update your specifications to get these enhancements.
HIGH: The previous API version is no longer operable. You must upgrade to the latest specifications to access and use this API product.

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